Disclaimer:

The Fannie Mae Single-Family Guides (the “Guides”) are offered by Fannie Mae on eFannieMae.com by link to the AllRegs® web site of Mortgage Resource Center, Inc. (“MRC”), which posts the Guides under license from and with the express permission of Fannie Mae. MRC is the exclusive third-party electronic publisher of the Guides. Fannie Mae designates the Guides as found on the AllRegs® web site as authoritative, whether the user accesses the AllRegs® web site using the link from eFannieMae.com or by its own subscription to the AllRegs® web site. Notwithstanding this designation, Fannie Mae makes no representation or warranty regarding availability, features or functionality of the AllRegs web site.

If there should ever be a difference between the Guides as they appear on the AllRegs® web site and as distributed in paper format, the difference is an error. Until such error is corrected, Fannie Mae instructs [1] lenders that do not subscribe to the paper format Guides must comply with the requirements of the Guides as they appear on the AllRegs® web site, and [2] lenders that do subscribe to the paper format Guides may comply with the Guides as they appear on the AllRegs® web site or as they appear in the paper format. By clicking “I agree” below, you acknowledge and agree (individually and on behalf of the entity for which you are accessing the Guides) that you (and the entity for which you are accessing the Guides) may not make any claim against Fannie Mae or MRC for any such errors, and neither Fannie Mae nor MRC shall be liable to you (or the entity for which you are accessing the Guides) for any losses or damages whatsoever resulting directly or indirectly from any such errors or from Fannie Mae’s designation of the Guides as found on the AllRegs® web site as authoritative and (ii) MRC expressly disclaims any warranty as to the results to be obtained by you (and the entity for which you are accessing the Guides) from use of the AllRegs® website, and MRC shall not be liable to you (and the entity for which you are accessing the Guides) for any damages arising directly or indirectly out of the use of the AllRegs® website by you (and the entity for which you are accessing the Guides).