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Conference Schedule
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Schedule of Events
Day One Conference Schedule
| Time |
Event |
| 7:00 |
Conference Registration |
| 8:30 |
Welcome and Conference Opening Speaker |
| 9:00 |
Back to Basics – Weighing Risk Factors |
| 10:00 |
Break |
| 10:30 |
Underwriting Niche Products
- Renovation Mortgages
- Reverse Mortgages
- New Home Sales
- Green Mortgages
- Builder Incentives
- Native American Programs
- Underwriting Non-US Citizen Borrowers
- Differences between a permanent resident alien and a non-permanent resident alien
- Overview of Bureau of Citizenship and Immigration
- Individual Tax Identification Number versus Social Security Number
|
| 12:00 |
Lunch
Speaker – FHA Update
|
| 1:30 |
FHA Refinance Programs
- FHASecure
- Cash-out refinance
- No cash-out refinance
- Streamline refinance
- With an appraisal
- Without an appraisal
- Credit qualifying
|
| 2:30 |
Reviewing Appraisal Reports from Declining |
| 3:30 |
Break |
| 3:45 |
Beware of Fraud – An Update of What is New |
| 4:45 |
Wrap-up |
| 5:00 |
Conference Reception |
| 6:00 |
Day 1 Concludes |
Day Two Conference Schedule
| Time |
Event |
| 8:30 |
Effective Pre-Funding Quality Control Techniques
- Pre-funding QC Plan
- Automated tools
- Workflow efficiencies
|
| 9:30 |
Underwriters’ Regulatory Role
- Fair Lending
- ECOA
- Net Tangible Benefit
- Loan Programs – In the Best Interest of the Borrower?
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| 10:30 |
Break |
| 10:45 |
How to Effectively Use Quality Control Management Reports
- Mitigate Risk and Improve Mortgage Operations
|
| 12:00 |
Lunch
Agency Underwriting New Guideline Update |
| 1:30 |
Loan Servicing Quality Control Requirements
- Loan Servicing QC Plan
- Requirements for FHA loans
- Best practices for conventional loans
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| 2:30 |
Underwriting Skills Needed to Mitigate Losses
- How is Underwriting a Borrower in Default Similar
and How is it Different from Front-end Underwriting?
- Basic Loss Mitigation Requirements
- Fannie Mae
- Freddie Mac
- FHA
- VA
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| 3:30 |
Break |
| 3:45 |
New Credit Scoring Models and How They Compare to Classic FICO
- VantageScore
- FICO Expanson Score
- Investor Adoption of New Scoring Models
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| 4:45 |
Wrap-up |
| 5:00 |
Conference Concludes |
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